Does Billing Address Matter For eBay Payments

Does Billing Address Matter For eBay Payments? (Explained)

Does Billing Address Matter For eBay Payments? – Billing address is an essential part of eBay payment authorisation.
However, most buyers get disappointed when their payments don’t get authorised, many underestimate the importance of a billing address on eBay payments.

One thing you must note is that eBay uses billing address as one of the ways to verify your identity, this helps the eBay system in the continuous fight against fraud in the marketplace.

If your payment must get through, your billing address must be provided and accurate. The question now is; does billing address matter for eBay payments? Continue reading this article to learn more about this.

eBay is one of the most famous online marketplaces in the United States. The online platform offers both buyers and sellers an opportunity to carry out buying and selling in a secured way.

One of the core values of eBay is offering a safe platform for business transactions. Although, eBay itself doesn’t sell items, the company fully monitors and regulates business transactions between buyers and sellers, this is why eBay introduced the managed payments feature. Now, transactions are entirely controlled by eBay and not any 3rd party platform.

On this article, we are going to talk extensively on the importance of billing address on eBay payments and why you should ensure that you provide your billing address.
We’ll attempt to answer most of the online questions regarding billing address on eBay payments and also provide a comprehensive answer to the question – Does Billing Address Matter For eBay Payments?

Does Billing Address Matter For eBay Payments?

Yes, billing address really matter for eBay payments, it is an essential part of eBay payments procedure. Without a billing address, eBay won’t be able to verify and identify your order. Most of all, your payment won’t be authorised without a billing address.

eBay initiated the billing address feature to help the platform reduce fraud and identity theft. Failure to provide a legitimate billing address will ultimately result in payment decline, there is actually no way you can skip this process, this is why it is just proper that you provide an accurate billing address.

This isn’t only applicable to eBay payments, most online marketplaces request for billing addresses from their customers before authorising payments.

Funny enough, some people don’t really understand what a billing address is, continue reading this article to learn more about a billing address.

What Is A Billing Address?

A billing address is the address on the credit card that helps verify the identity of the card holder. It helps in verifying the contact details provided by the customer, this is a measure used to prevent fraud.

Anybody can steal a credit card and decide to use it to purchase an item online, once the person can’t provide the correct billing address linked to the credit card, the payment won’t go through, this saves the real account owner’s funds.

While opening a bank account, you should only use your real address as a billing address. Using a wrong billing address will ultimately lead to sensitive and important banking information being sent to the wrong address.

Importance Of Billing Address On eBay Payments

A billing address helps prevent identity fraud on the eBay marketplace, it helps to ensure that only real credit card owners are the ones making purchases.

Without a billing address, a buyer won’t be able to get a payment authorised on eBay. The online marketplace wants to confirm the identity of every buyer on the platform, the billing address is one of the surest ways of identity verification.

eBay sends important billing information to the billing address linked to the credit card. A card holder needs to get updated with billing information relating to the account at all times to enable them get these details.

Lots of folks can’t differentiate between a billing address and a shipping address, continue reading this article to learn this.

eBay Different Billing And Shipping Address

A billing address is the address of the credit card owner that is often used to verify the identity of the owner, a shipping address is the location where eBay will deliver the purchased item.

eBay requests for a billing address to enable the payment to be authorised, while a shipping address is where the seller will ship the order to, this is the clear difference between a billing and shipping address.

A billing address must be the same address linked with the credit card and provided when the bank account was opened. eBay requests for this detail to prevent fraud in the marketplace.

Can I Use My Billing Address As My Shipping Address On eBay?

Yes, a billing address can be used as a shipping address. If you are residing at the billing address linked with your credit card, you can use it as a shipping address.

It isn’t mandatory to use a different address for shipping, a billing address can be your shipping address if you are residing there and want the package to be delivered there.

Once you understand the difference between a billing and shipping address, you’ll be able to decide which address to insert for the delivery of your order.

Can I Use My Shipping Address As My Billing Address On eBay?

No, the only address you are to provide as your billing address on eBay is the address that was linked to your credit card, any other address you provide will result in verification and authorisation error, there are no two ways about this.

The eBay system won’t be able to verify your identity if you are providing a different address from the billing address linked with your bank account, ensure the billing address you provide is the same as the one on the credit card.

While shipping addresses can be changed for each order, a billing address can’t be changed to something different. Every credit card has a billing address linked to it, this is the only address you can use as a billing address on eBay.

Can I Change My Billing Address On eBay?

A buyer can easily change a billing address on eBay, this is only if the present billing address was the wrong one. You won’t be able to change your billing address to something different for a particular credit card if the present billing address on the eBay system is the one linked with the card.

eBay allows users to change billing address as many times as they want but it must be the same as tthe one linked to the credit card.

How To Change Billing Address On eBay

You can only change your billing address on eBay if you had previously inserted a wrong billing address which prevented your payment from being verified, or if you are using a different credit card to pay for orders.
Follow to steps below to know how to change billing address on eBay.

  • On your browser, visit eBay website or launch the eBay app.
  • Sign in to your ebay account.
  • Click on your name and click on ‘Account Settings’ on the drop down menu. This will open ‘My eBay‘ page.
  • Click ‘Payments’ under ‘Payment Information’ on ‘Account tab.
  • Click on the credit card whose billing address you want to change.
  • Check under ‘Billing Address’, you’ll see ‘Edit’, click on it.
  • Make changes to the billing address and click ‘Continue’ for the address verification to commence.
Does Billing Address Matter For eBay Payments

Can I Have More Than One Billing Address On eBay?

Yes, you are allowed to have more than one billing address on eBay, but it also means you must have more than one credit card. You must understand that each credit card must have only one billing address, you will need to add another credit card to your file if you must have another billing address.

A billing address is the address used in verifying the identity of a customer, you can only have one billing address for one bank account. If you want to have more than one billing address on eBay, you must provide more than one credit card.

How Can I Have More Than One Billing Address On eBay?

To have more than one billing address on eBay, you must also have more than one credit card. To have more than one billing address, simply add another credit card to your eBay account and insert the billing address linked to the new credit card.

However, if all your credit cards carry the same billing address, you will only be able to have the same billing address for all your cards, you can’t use an address that isn’t linked to your credit card as a billing address.

Do eBay Sellers See Your Credit Card Number?

eBay doesn’t reveal or show buyers’ credit card details to sellers, such sensitive information can’t be seen by sellers or other users.

Your credit card details and other sensitive information and only seen by you and eBay, no seller has access to this information.

Only users are able to see and edit their credit card information. However, you should understand that anyone that has access to your account will see your credit card details.

Can eBay Seller See My Billing Address?

Your registration address is your billing address and this details aren’t revealed to sellers, it can only be seen by eBay and you.

The only customer address shown to a seller on eBay is the shipping address. So, if you’ve been wondering if eBay actually shows your billing address to a seller, the answer is ‘no’.

eBay values the importance of buyers’ information and does everything possible to ensure these details are protected, they can’t be revealed to sellers.

However, there is an exception to this, read the next subhead to know how a seller can see your billing address.

How Can A Seller See My Billing Address On eBay?

A seller can only see your billing address if you used it as your shipping address too, this means any address you insert as a shipping address is seen by a seller.

Without having access to your shipping address, the seller won’t be able to ship the ordered items to you, this is why eBay reveals the shipping address to sellers.

If your shipping address is the same a your billing address, the seller will see it. However, the seller won’t know that the shipping address is your billing address, it will only be shown as a shipping address.

It is important to understand that eBay has 5 address fields, read the next paragraph to learn about these addresses.

What Are The Different Address Fields On eBay?

eBay has 5 different address fields and it is just important that you understand these 5 addresses.

  • Registration Address: This is your billing address and must be the same as the address linked to your credit card. This is the address that will be used to verify your identity and verify your payment. You need to provide this address during your account registration on eBay.
  • Shipping Address: This is the address provided for delivering of items you purchase on eBay. This address can be your office, work, or P. O. Box, it can also be your billing address if you want items you purchase to be delivered there. This address can be changed anytime or for each order.
  • Ship From Address: This is the main address provided by sellers, this is where packages ordered by customers are shipped from.
  • Return Address: This address is only provided by sellers, this is where buyers can send rejected items to in order to get their refunds.
  • Payment & Pickup Address: This is the pickup address provided by sellers for offline payments on pickup. Offline payments could be cash or personal cheques.

Do eBay Sellers See Your Name?

eBay sellers only see buyer’s ID name, a customer’s real name isn’t shown to the seller.

Your eBay ID name is usually required when you are registering your account on eBay. This is the name that will be shown to sellers and not your real name.

The eBay ID name is also used during bidding, this means that you are the only one that can see your real name on eBay, no seller or other user can. eBay respects the privacy of its users, they don’t ever want to compromise on this.

Does eBay Give The Sellers Address?

Yes, eBay gives address to sellers after a buyer has successfully made a purchase. Only the customer’s shipping address is given to the seller, this is where the ordered item will be shipped to.

It is important to note that eBay doesn’t send a customer’s billing address to a seller, this is a sensitive information that is hidden from a seller.

Since the seller will need to ship the purchased item to the buyer, a shipping address needs to be provided, this is the only address that eBay provides the seller.

What Info Does A Seller See On eBay?

eBay only allows sellers to see a customer’s eBay ID and the shipping address. These are the only information visible to sellers on eBay.

eBay doesn’t allow sellers to see customers’ credit card information, billing address, and real name.

It will be a privacy breach if any of the above listed details are revealed to sellers, this is what eBay don’t ever want to do.

However, email sometimes show a buyer’s email address to a seller, this isn’t always the case all the time. Sometimes, an email address can be very important if the seller wants to contact the buyer over missed deliveries, or issues relating to custom fees.

How To Change Billing Address On eBay (Watch Video)

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