How To Activate Venmo Debit Card – Best Step-By-Step Guide
How To Activate Venmo Debit Card – With the Venmo debit card, a user can easily spend money directly from their Venmo balance in almost every store in the United States.
Venmo has grown to become one of the most widely recognised digital payment platforms especially in the U.S.
The platform allows users to send and receive money at ease, users can also use Venmo to pay for goods and services.
However, there has been a little challenge relating to how to activate Venmo debit card. A user must activate the Venmo credit or debit card before it can be used to pay for goods and services or cash withdrawal.
On this article, we will provide you with a step-by-step guide on how to activate Venmo debit card and start using the card for purchases.
The Venmo app is presently available only for United States users, this means you may not be able to make use of the app if you reside outside the U.S. However, the Venmo debit card can be used anywhere in the world where MasterCards are accepted.
A lot can be done using the Venmo app, users are also allowed to have more than one Venmo accounts, this allows you to have a personal and a business account.
- What Type Of Cards Are Issued By Venmo?
- How To Activate Venmo Debit Card
- Venmo Virtual Debit Card
- How Can I View My Venmo Virtual Debit Card Number?
- How Can I Remove A Limit On My Venmo Credit Card?
- Activate Venmo Debit Card By Phone
- How To Activate Venmo Debit Card Without App
- Activate Venmo Debit Card Online
- Can I Withdraw Cash With Venmo Debit Card?
- Can I Make Free ATM Withdrawal Using Venmo Debit Card?
- Can I Use The Venmo Debit Card For International Purchase?
What Type Of Cards Are Issued By Venmo?
Venmo, being a widely recognised mobile payment platform offers both MasterCard debit and VISA credit cards.
These cards are issued to verified members and they can be used to pay for purchases at any store where MasterCards are accepted.
While customers can use their Venmo app to make contactless payments at stores accepting Venmo, using the Venmo debit or credit card affords a user the convenience of having a secure and swift transaction.
Using your Venmo credit or debit card to make payment works just the same way you would use your bank’s credit or debit card. However, the major problem here is how to activate Venmo debit card, continue reading for the full guide.
How To Activate Venmo Debit Card
The process of activating a Venmo debit card is quite simple and can be done by the user right on the user dashboard.
Before a card can be activated, it must have been received by the user and handy. Follow the steps below to know how to activate Venmo debit card.
- Launch the Venmo app on your device.
- Navigate to the top-right corner of the homepage and press the menu icon.
- Select the Venmo card open displayed.
- Press the “activate” option.
- Insert the expiration date of the Venmo debit card you want to activate.
- Type in the Venmo debit card number.
- Insert the CVV code of the debit card.
- Type in the card pin and confirm it.
You will receive a message that confirms you have activated the debit card.
Venmo Virtual Debit Card
Venmo issues virtual debit card to customers after they must have applied for a Venmo credit card and got the approval. With the Venmo virtual debit card, a customer can pay for items online paying with funds on their Venmo accounts.
The Venmo virtual debit card works just the same way as the physical card, the only difference is that you wont use it for in-store purchases, they are mainly used online.
Since the Venmo virtual debit card works almost like the physical card, you can use it at checkout to pay for items online, simply provide the virtual debit card number, expiration date, and the CVV. You will be required to confirm the transaction and authorise payment.

How Can I View My Venmo Virtual Debit Card Number?
To be able to view your Venmo virtual debit card number, Venmo requires that you confirm the last 4 digits of your SSN.
Without this confirmation, you can’t view your Venmo virtual card number, expiry date, and even the CVV. Once you’ve confirmed with your SSN, you will be allowed to copy the virtual card number and use it for online shopping.
The Venmo virtual credit card is processed just like regular bank cards, you can use them to pay for online purchases wherever credit and debit cards are accepted.
How Can I Remove A Limit On My Venmo Credit Card?
Normally, Venmo allows lower credit limits to credit cards until a user activates the physical card. For users having lower credit limits on their Venmo Credit Cards, it might be so frustrating especially if you have urgent items to purchase.
To remove the credit limit on your Venmo Credit Card, you need to receive the physical card and activate it on the Venmo app. Once you’ve activated the physical card, the limit on your Venmo Credit Card will be removed.
Activate Venmo Debit Card By Phone
To activate a Venmo debit card by phone, the user has to call The Bancorp Bank for the card to be activated. This is because the Venmo Debit Card is issued by The Bancorp Bank.
You can call The Bancorp Bank for your Venmo Debit Card to be activated by phone on 855-204-4090. Ensure that you’ve received the debit card before making the call.
How To Activate Venmo Debit Card Without App
Venmo allows users to activate their debit cards in multiple ways. You can activate your Venmo debit card without using the app by calling Bancorp Bank on 855-204-4090.
Secondly, the Venmo debit card can be activated using the app by sending a mail to cardsupport@venmo.com, include details of the card as well as your personal details.
Bear in mind that you may have to go through some identity verification before your debit card activation request will be granted.
Activate Venmo Debit Card Online
Activing your Venmo debit card online is quite different from activating it by phone, you need to make use of the Venmo app to perform the debit card activation.
- Open the Venmo app on phone.
- Head to the top-right corner of the homepage and tab on the menu icon.
- Press the Venmo card open displayed.
- Press the “activate” option.
- Type in the expiration date of the Venmo debit card you want to activate.
- Provide the Venmo debit card number and the CVV code.
- Insert the card pin and confirm it.
A confirmation message will be sent to you once the card has been activated successfully.
Can I Withdraw Cash With Venmo Debit Card?
Yes, you can withdraw cash using your Venmo debit card, this is because the Venmo Mastercard debit card is processed on the Mastercard network.
The Venmo debit card can be used for withdrawals at ATMs having the Mastercard, Cirrus, MoneyPass, or PULSE marks.
Venmo wants to ensure that their users have no limitations while using their services, the Venmo debit card is equivalent to the standard banks debit cards.
ATMs like MoneyPass may allow cost-free withdrawals using the Venmo debit card withing the U.S. and other U.S. territories. For other ATMs, you may pay some withdrawal fees.
Can I Make Free ATM Withdrawal Using Venmo Debit Card?
Yes, there are quite a few options that allow you to make free ATM withdrawals using your Venmo debit card. This can be done by withdrawing from a MoneyPass ATM located within the U.S. and other U.S. territories.
MoneyPass ATMs can be located using the MoneyPass ATM locator, this tool is useful especial
Can I Use The Venmo Debit Card For International Purchase?
No, the Venmo debit card can only be used for purchases within the U.S. and it’s territories. The cards can’t be presently used for international purchases.